Rent-to-own can be complicated — we know because we get a lot of questions. We have tried to answer the most common ones honestly here. If we have not covered yours, please reach out.
About Rent-to-Own
Is rent-to-own legitimate?
How is Upstream Living different from other rent-to-own companies?
Are you a lender?
What provinces do you operate in?
Eligibility and qualifying
Who is Upstream Living for?
What credit score do I need to qualify?
How much money do I need to start?
I am self-employed. Can I still qualify?
How the program works
Who owns the home during the program?
How is the future purchase price determined?
What is The Current?
How long is the program?
Money and payments
What do my monthly payments cover?
What happens to my savings credits if I don't end up buying the home?
Who pays for repairs and maintenance?
Are there any hidden fees?
Risk and edge cases
What happens if I cannot qualify for a mortgage at the end of my term?
What if I want to leave the program early?
Do I need a lawyer?
What if the home needs major repairs after I move in?
Start Your Journey
Ready to see if Upstream is right for your family?
